{"id":356,"date":"2025-01-29T22:03:06","date_gmt":"2025-01-30T06:03:06","guid":{"rendered":"https:\/\/weliveinusa.com\/?p=356"},"modified":"2025-01-29T22:41:40","modified_gmt":"2025-01-30T06:41:40","slug":"%ec%9e%ac%ea%b3%a0","status":"publish","type":"post","link":"https:\/\/weliveinusa.com\/ko\/%ec%9e%ac%ea%b3%a0\/","title":{"rendered":"\ubbf8\uad6d \uc8fc\uc2dd \ud22c\uc790\ub97c \uc704\ud55c \uc644\ubcbd\ud55c \uac00\uc774\ub4dc: \uc2e0\uaddc \uc774\ubbfc\uc790\ub97c \uc704\ud55c \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uace0 \ubbf8\uad6d\uc5d0\uc11c \ud22c\uc790\ub97c \uc2dc\uc791\ud558\ub294 \ubc29\ubc95\uc740? (2025 \uc0c8 \uac00\uc774\ub4dc)"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"flex-shrink-0 flex flex-col relative items-end\">\n<div class=\"pt-0\">\n<div class=\"gizmo-bot-avatar flex h-8 w-8 items-center justify-center overflow-hidden rounded-full\">\n<h3 data-pm-slice=\"1 1 &#091;&#093;\"><strong>\u70ba\u4ec0\u9ebc\u8981\u6295\u8cc7\u7f8e\u80a1\uff1f<\/strong><\/h3>\n<p>\u7f8e\u570b\u80a1\u5e02\uff08U.S. Stock Market\uff09\u64c1\u6709\u5168\u7403\u6700\u5177\u5f71\u97ff\u529b\u7684\u516c\u53f8\uff0c\u5982 <strong>Apple (AAPL)\u3001Microsoft (MSFT)\u3001Tesla (TSLA)<\/strong>\uff0c\u4e26\u63d0\u4f9b\u591a\u6a23\u5316\u7684\u6295\u8cc7\u9078\u64c7\uff0c\u5305\u62ec<strong>\u500b\u80a1\uff08Stocks\uff09\u3001ETF\uff08Exchange-Traded Funds\uff09\u3001\u5171\u540c\u57fa\u91d1\uff08Mutual Funds\uff09\u3001\u9078\u64c7\u6b0a\uff08Options\uff09\u7b49<\/strong>\u3002<\/p>\n<p>\u4e0d\u8ad6\u4f60\u662f\u65b0\u79fb\u6c11\uff0c\u9084\u662f\u525b\u958b\u59cb\u63a5\u89f8\u6295\u8cc7\uff0c\u4e86\u89e3\u5982\u4f55\u958b\u8a2d\u8b49\u5238\u5e33\u6236\uff08Brokerage Account\uff09\uff0c\u4e26\u638c\u63e1\u6295\u8cc7\u6280\u5de7\uff0c\u662f\u9081\u5411\u8ca1\u5bcc\u589e\u503c\u7684\u91cd\u8981\u4e00\u6b65\u3002<\/p>\n<div>\n<hr \/>\n<\/div>\n<h3><strong>\u5982\u4f55\u5728\u7f8e\u570b\u958b\u8a2d\u6295\u8cc7\u5e33\u6236\uff1f<\/strong><\/h3>\n<h4><strong>1. \u9078\u64c7\u5408\u9069\u7684\u5238\u5546\uff08Brokerage\uff09<\/strong><\/h4>\n<p>\u5728\u7f8e\u570b\uff0c\u4f60\u53ef\u4ee5\u9078\u64c7\u4e0d\u540c\u985e\u578b\u7684\u6295\u8cc7\u5e73\u53f0\uff0c\u6839\u64da\u4f60\u7684\u9700\u6c42\u4f86\u6c7a\u5b9a\uff1a<\/p>\n<p>\u2705 <strong>\u50b3\u7d71\u5168\u65b9\u4f4d\u5238\u5546\uff08Full-service Brokerage\uff09<\/strong><\/p>\n<ul data-spread=\"false\">\n<li><strong>Fidelity\uff08<\/strong><a><strong>https:\/\/www.fidelity.com\/\uff09<\/strong><\/a><\/li>\n<li><strong>Charles Schwab\uff08<\/strong><a><strong>https:\/\/www.schwab.com\/\uff09<\/strong><\/a><\/li>\n<li><strong>Merrill Edge\uff08<\/strong><a><strong>https:\/\/www.merrilledge.com\/\uff09<\/strong><\/a><\/li>\n<\/ul>\n<p>\u9019\u4e9b\u5e73\u53f0\u63d0\u4f9b\u5b8c\u6574\u7684\u6295\u8cc7\u5de5\u5177\u3001\u7814\u7a76\u5831\u544a\u548c\u8ca1\u52d9\u9867\u554f\uff0c\u4f46\u4ea4\u6613\u6210\u672c\u53ef\u80fd\u8f03\u9ad8\u3002<\/p>\n<p>\u2705 <strong>\u96f6\u4f63\u91d1\u7db2\u8def\u5238\u5546\uff08Commission-free Online Brokerage\uff09<\/strong><\/p>\n<ul data-spread=\"false\">\n<li>**Robinhood\uff08<a>https:\/\/www.robinhood.com\/\uff09**\uff1a\u9069\u5408\u65b0\u624b\uff0c\u7121\u4ea4\u6613\u624b\u7e8c\u8cbb\u3002<\/a><\/li>\n<li>**Webull\uff08<a>https:\/\/www.webull.com\/\uff09**\uff1a\u63d0\u4f9b\u6280\u8853\u5206\u6790\u5de5\u5177\uff0c\u9069\u5408\u9032\u968e\u6295\u8cc7\u8005\u3002<\/a><\/li>\n<li>**E*TRADE\uff08<a>https:\/\/www.etrade.com\/\uff09**\uff1a\u4ecb\u9762\u53cb\u5584\uff0c\u9069\u5408\u9577\u671f\u6295\u8cc7\u3002<\/a><\/li>\n<\/ul>\n<p>\u2705 <strong>\u9577\u671f\u6295\u8cc7\u8207\u9000\u4f11\u5e33\u6236\uff08Retirement Accounts\uff09<\/strong><\/p>\n<ul data-spread=\"false\">\n<li>**Vanguard\uff08<a>https:\/\/www.vanguard.com\/\uff09**\uff1a\u9069\u5408\u9577\u671f\u6295\u8cc7\uff0c\u5c08\u6ce8\u65bc\u4f4e\u6210\u672cETF\u3002<\/a><\/li>\n<li>**Betterment\uff08<a>https:\/\/www.betterment.com\/\uff09**\uff1a\u4e3b\u6253\u81ea\u52d5\u5316\u6295\u8cc7\uff08Robo-advisory\uff09\u3002<\/a><\/li>\n<\/ul>\n<h4>\u2705 \u76f4\u63a5\u4f7f\u7528 Chase \u958b\u6236\u4e26\u6295\u8cc7\u7f8e\u80a1\uff1a\u6211\u7684\u89aa\u8eab\u9ad4\u9a57\u8207\u5b8c\u6574\u6307\u5357\uff08\u975e\u5e38\u9069\u5408\u65b0\u624b\uff09<\/h4>\n<blockquote class=\"wp-embedded-content\" data-secret=\"dVCLcFrjKM\"><p>\n<a href=\"https:\/\/weliveinusa.com\/chase-stock\/\">\u5728\u7f8e\u570b\u4f7f\u7528 Chase \u958b\u6236\u4e26\u6295\u8cc7\u7f8e\u80a1\uff1a\u6211\u7684\u89aa\u8eab\u9ad4\u9a57\u8207\u5b8c\u6574\u6307\u5357<\/a>\n<\/p><\/blockquote>\n<p><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u5728\u7f8e\u570b\u4f7f\u7528 Chase \u958b\u6236\u4e26\u6295\u8cc7\u7f8e\u80a1\uff1a\u6211\u7684\u89aa\u8eab\u9ad4\u9a57\u8207\u5b8c\u6574\u6307\u5357 &#8212; \u79fb\u5c45\u7f8e\u570b\u751f\u5b58\u6307\u5357 We live in USA\" src=\"https:\/\/weliveinusa.com\/chase-stock\/embed\/#?secret=COFDGZxcir#?secret=dVCLcFrjKM\" data-secret=\"dVCLcFrjKM\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<h4><strong>2. \u6e96\u5099\u5fc5\u8981\u6587\u4ef6<\/strong><\/h4>\n<p>\u7533\u8acb\u7f8e\u80a1\u6295\u8cc7\u5e33\u6236\u6642\uff0c\u901a\u5e38\u9700\u8981\u63d0\u4f9b\u4ee5\u4e0b\u6587\u4ef6\uff1a<\/p>\n<ul data-spread=\"false\">\n<li><strong>\u793e\u6703\u5b89\u5168\u865f\u78bc\uff08SSN\uff0cSocial Security Number\uff09\u6216 \u500b\u4eba\u5831\u7a05\u8b58\u5225\u865f\uff08ITIN\uff0cIndividual Taxpayer Identification Number\uff09<\/strong>\u3002<\/li>\n<li><strong>\u7f8e\u570b\u9280\u884c\u5e33\u6236\uff08Bank Account\uff09<\/strong> \u7528\u65bc\u8cc7\u91d1\u8f49\u5165\u3002<\/li>\n<li><strong>\u6709\u6548\u8eab\u5206\u8b49\u4ef6\uff08\u5982\u8b77\u7167\u6216\u99d5\u7167\uff09<\/strong>\u3002<\/li>\n<\/ul>\n<h4><strong>3. \u5b8c\u6210\u7533\u8acb\u8207\u8cc7\u91d1\u5b58\u5165\uff08Funding Your Account\uff09<\/strong><\/h4>\n<ul data-spread=\"false\">\n<li>\u958b\u6236\u5f8c\uff0c\u53ef\u900f\u904e <strong>ACH \u8f49\u5e33\uff08Automated Clearing House Transfer\uff09<\/strong> \u6216 <strong>\u96fb\u532f\uff08Wire Transfer\uff09<\/strong> \u5c07\u8cc7\u91d1\u8f49\u5165\u3002<\/li>\n<li>\u90e8\u5206\u5238\u5546\u63d0\u4f9b <strong>\u5165\u91d1\u734e\u52f5\uff08Sign-up Bonus\uff09<\/strong>\uff0c\u958b\u6236\u6642\u53ef\u67e5\u770b\u6700\u65b0\u512a\u60e0\u3002<\/li>\n<\/ul>\n<div>\n<hr \/>\n<\/div>\n<h3><strong>\u5982\u4f55\u9078\u64c7\u4f60\u7684\u7b2c\u4e00\u7b46\u6295\u8cc7\uff1f<\/strong><\/h3>\n<h4><strong>1. \u4e86\u89e3\u4e0d\u540c\u6295\u8cc7\u6a19\u7684<\/strong><\/h4>\n<ul data-spread=\"false\">\n<li><strong>\u500b\u80a1\uff08Stocks\uff09<\/strong>\uff1a\u4f8b\u5982 Apple (AAPL)\u3001Amazon (AMZN)\u3001NVIDIA (NVDA)\u3002<\/li>\n<li><strong>ETF\uff08\u6307\u6578\u578b\u57fa\u91d1\uff0cExchange-Traded Funds\uff09<\/strong>\uff1a\u5982 <strong>SPY\uff08\u6a19\u666e 500 ETF\uff09<\/strong>\u3001<strong>QQQ\uff08\u7d0d\u65af\u9054\u514b 100 ETF\uff09<\/strong>\u3002<\/li>\n<li><strong>REITs\uff08\u623f\u5730\u7522\u6295\u8cc7\u4fe1\u8a17\uff0cReal Estate Investment Trusts\uff09<\/strong>\uff1a\u9069\u5408\u6295\u8cc7\u623f\u5730\u7522\u4f46\u4e0d\u60f3\u76f4\u63a5\u8cfc\u8cb7\u7269\u696d\u3002<\/li>\n<li><strong>\u9078\u64c7\u6b0a\uff08Options\uff09<\/strong>\uff1a\u9069\u5408\u6709\u7d93\u9a57\u7684\u6295\u8cc7\u8005\uff0c\u7528\u65bc\u69d3\u687f\u64cd\u4f5c\u6216\u907f\u96aa\u3002<\/li>\n<\/ul>\n<h4><strong>2. \u5236\u5b9a\u6295\u8cc7\u7b56\u7565\uff08Investment Strategy\uff09<\/strong><\/h4>\n<ul data-spread=\"false\">\n<li><strong>\u9577\u671f\u6295\u8cc7\uff08Long-term Investing\uff09<\/strong>\uff1a\u5982 <strong>\u6307\u6578\u6295\u8cc7\uff08Index Investing\uff09<\/strong>\uff0c\u900f\u904e S&amp;P 500 ETF \u7a69\u5065\u589e\u503c\u3002<\/li>\n<li><strong>\u50f9\u503c\u6295\u8cc7\uff08Value Investing\uff09<\/strong>\uff1a\u5c0b\u627e\u88ab\u4f4e\u4f30\u7684\u516c\u53f8\uff0c\u4f8b\u5982\u5df4\u83f2\u7279\u7b56\u7565\u3002<\/li>\n<li><strong>\u6210\u9577\u6295\u8cc7\uff08Growth Investing\uff09<\/strong>\uff1a\u95dc\u6ce8\u9ad8\u6210\u9577\u79d1\u6280\u80a1\uff0c\u5982 Tesla (TSLA)\u3002<\/li>\n<\/ul>\n<h4><strong>3. \u5206\u6563\u6295\u8cc7\uff0c\u964d\u4f4e\u98a8\u96aa<\/strong><\/h4>\n<p>\u4e0d\u8981\u5c07\u6240\u6709\u8cc7\u91d1\u6295\u5165\u55ae\u4e00\u80a1\u7968\uff0c\u900f\u904e <strong>\u8cc7\u7522\u914d\u7f6e\uff08Asset Allocation\uff09<\/strong> \u548c <strong>\u5b9a\u671f\u6295\u8cc7\uff08Dollar-Cost Averaging, DCA\uff09<\/strong>\uff0c\u5206\u6563\u98a8\u96aa\u3002<\/p>\n<div>\n<hr \/>\n<\/div>\n<h3><strong>\u7a05\u52d9\u8207\u5408\u898f\u6027\uff1a\u6295\u8cc7\u7f8e\u80a1\u9700\u8981\u6ce8\u610f\u7684\u4e8b\u9805<\/strong><\/h3>\n<p>\u2705 <strong>\u8cc7\u672c\u5229\u5f97\u7a05\uff08Capital Gains Tax\uff09<\/strong><\/p>\n<ul data-spread=\"false\">\n<li>\u6301\u6709\u80a1\u7968\u8d85\u904e 1 \u5e74\uff0c\u7a05\u7387\u8f03\u4f4e\uff08\u9577\u671f\u8cc7\u672c\u5229\u5f97\u7a05\uff0c0%-20%\uff09\u3002<\/li>\n<li>\u6301\u6709\u80a1\u7968\u672a\u6eff 1 \u5e74\uff0c\u9069\u7528\u77ed\u671f\u8cc7\u672c\u5229\u5f97\u7a05\uff08\u6309\u500b\u4eba\u6240\u5f97\u7a05\u7387\u8a08\u7b97\uff09\u3002<\/li>\n<\/ul>\n<p>\u2705 <strong>\u80a1\u606f\u7a05\uff08Dividend Tax\uff09<\/strong><\/p>\n<ul data-spread=\"false\">\n<li>\u4f86\u81ea\u7f8e\u570b\u516c\u53f8\u7684\u80a1\u606f\u6536\u5165\uff0c\u9808\u7e73\u7d0d\u80a1\u606f\u7a05\uff08Dividend Tax\uff09\u3002<\/li>\n<li>\u4e00\u4e9b ETF \u63d0\u4f9b <strong>\u7a05\u52d9\u512a\u60e0\uff08Tax-efficient ETFs\uff09<\/strong>\uff0c\u53ef\u964d\u4f4e\u7a05\u8ca0\u3002<\/li>\n<\/ul>\n<p>\u2705 <strong>\u5831\u7a05\u6642\u52d9\u5fc5\u7533\u5831\u6295\u8cc7\u6240\u5f97\uff08IRS 1099-DIV \/ 1099-B \u8868\u683c\uff09<\/strong><\/p>\n<ul data-spread=\"false\">\n<li>\u53ef\u4f7f\u7528 <strong>TurboTax\uff08<\/strong><a><strong>https:\/\/turbotax.intuit.com\/\uff09<\/strong><\/a> \u6216 <strong>H&amp;R Block\uff08<\/strong><a><strong>https:\/\/www.hrblock.com\/\uff09<\/strong><\/a> \u4f86\u8f14\u52a9\u5831\u7a05\u3002<\/li>\n<\/ul>\n<div>\n<hr \/>\n<\/div>\n<h3><strong>\u7d50\u8ad6\uff1a\u958b\u59cb\u4f60\u7684\u7f8e\u80a1\u6295\u8cc7\u4e4b\u65c5\uff01<\/strong><\/h3>\n<ol start=\"1\" data-spread=\"false\">\n<li><strong>\u9078\u64c7\u5408\u9069\u7684\u5238\u5546\uff0c\u958b\u8a2d\u6295\u8cc7\u5e33\u6236<\/strong>\u3002<\/li>\n<li><strong>\u78ba\u4fdd\u5e33\u6236\u8cc7\u91d1\u5145\u8db3\uff0c\u9078\u64c7\u9069\u5408\u7684\u6295\u8cc7\u6a19\u7684<\/strong>\u3002<\/li>\n<li><strong>\u5236\u5b9a\u6295\u8cc7\u7b56\u7565\uff0c\u63a7\u5236\u98a8\u96aa\uff0c\u4e26\u95dc\u6ce8\u7a05\u52d9\u5408\u898f\u6027<\/strong>\u3002<\/li>\n<\/ol>\n<p>\u6295\u8cc7\u7f8e\u80a1\u662f\u4e00\u7a2e\u589e\u503c\u8cc7\u7522\u7684\u597d\u65b9\u6cd5\uff0c\u5efa\u8b70\u5f9e\u4f4e\u98a8\u96aa\u6295\u8cc7\u958b\u59cb\uff0c\u96a8\u8457\u7d93\u9a57\u7684\u7d2f\u7a4d\uff0c\u518d\u9010\u6b65\u64f4\u5c55\u4f60\u7684\u6295\u8cc7\u7d44\u5408\u3002<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-success vc_do_message\" ><div class=\"vc_message_box-icon\"><i class=\"fas fa-check\"><\/i><\/div><p>\u6211\u662fC.\u00a0 \u4f86\u81ea\u53f0\u7063\uff0c\u73fe\u5728\u4f4d\u5728\u7f8e\u570b\u6d1b\u6749\u78ef\u5275\u696d\u6df1\u8015\uff0c\u525b\u4f86\u7684\u6642\u5019\u6311\u6230\u53ef\u771f\u4e0d\u5c11\uff01\u5f9e\u8a9e\u8a00\u4e0d\u901a\u5230\u6587\u5316\u885d\u64ca\uff0c\u6bcf\u4e00\u500b\u5c0f\u7d30\u7bc0\u90fd\u8b93\u6211\u6478\u7d22\u4e86\u597d\u4e00\u6bb5\u6642\u9593\u3002\u9019\u4e9b\u7d93\u6b77\u8b93\u6211\u5b78\u6703\u4e86\u5982\u4f55\u5728\u9019\u88e1\u5feb\u901f\u9069\u61c9\uff0c\u50cf\u9b5a\u5152\u5165\u6c34\u4e00\u6a23\u3002\u6211\u628a\u9019\u4e9b\u591a\u5e74\u7684\u7d93\u9a57\u90fd\u6574\u7406\u5728\u9019\u500b\u7db2\u7ad9\u4e0a\uff0c\u76ee\u7684\u5c31\u662f\u5e6b\u52a9\u50cf\u6211\u4e00\u6a23\u525b\u4f86\u7684\u83ef\u4eba\u670b\u53cb\u66f4\u8f15\u9b06\u3001\u66f4\u5feb\u901f\u5730\u878d\u5165\u7f8e\u570b\u7684\u751f\u6d3b\u3002\u7121\u8ad6\u662f\u5982\u4f55\u79fb\u5c45\u3001\u627e\u5de5\u4f5c\uff0c\u9084\u662f\u8655\u7406\u65e5\u5e38\u4e8b\u52d9\uff0c\u9019\u88e1\u90fd\u6709\u4e00\u5806\u5be6\u7528\u7684\u6377\u5f91\u548c\u89e3\u6c7a\u65b9\u6848\uff0c\u8b93\u4f60\u5c11\u8d70\u51a4\u6789\u8def\uff0c\u8f15\u9b06\u9054\u6210\uff01\u5e0c\u671b\u6211\u7684\u5206\u4eab\u80fd\u8b93\u4f60\u9806\u5229\u958b\u555f\u7f8e\u570b\u7684\u65b0\u751f\u6d3b\uff0c\u4e8b\u534a\u529f\u500d\uff0c\u958b\u5fc3\u6eff\u5206\uff01<\/p>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/weliveinusa.com\/downloads\/donate\/\" target=\"_blank\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"70\" src=\"https:\/\/i0.wp.com\/weliveinusa.com\/wp-content\/uploads\/edd\/2025\/01\/DALL%C2%B7E-2025-01-28-02.09.02-A-simple-and-clear-icon-with-the-word-Donate-written-in-a-clean-font-with-a-modern-style-including-a-rounded-button-design.-The-icon-should-ap.jpg?fit=300%2C70&amp;ssl=1\" class=\"vc_single_image-img attachment-medium\" alt=\"\" title=\"DALL\u00b7E 2025-01-28 02.09.02 - A simple and clear icon with the word &#039;Donate&#039; written in a clean font, with a modern style, including a rounded button design. The icon should ap\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>\u7db2\u7ad9\u7684\u7d93\u71df\u4e0d\u5bb9\u6613\uff0c\u611f\u8b1d\u6bcf\u4e00\u4f4d\u652f\u6301\u7684\u670b\u53cb\u3002\u5982\u679c\u4f60\u89ba\u5f97\u9019\u4e9b\u5167\u5bb9\u5e6b\u52a9\u5230\u4e86\u4f60\uff0c\u6b61\u8fce\u5c0f\u984d\u652f\u6301\uff0c\u8b93\u6211\u5011\u80fd\u5920\u7e7c\u7e8c\u66f4\u65b0\u548c\u5206\u4eab\u66f4\u591a\u5be6\u7528\u8cc7\u8a0a\uff01<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<form id=\"edd_purchase_161\" class=\"edd_download_purchase_form edd_purchase_161\" method=\"post\">\n\n\t\t\t<div class=\"edd_price_options edd_single_mode\" >\n\t\t<ul>\n\t\t\t<li id=\"edd_price_option_161_1\"><label for=\"edd_price_option_161_2\"><input type=\"radio\"  checked='checked' name=\"edd_options[price_id][]\" id=\"edd_price_option_161_2\" class=\"edd_price_option_161\" value=\"2\" data-price=\"1.00\"\/>&nbsp;<span class=\"edd_price_option_name\">1\u5143\u77e5\u8b58\u5c0f\u8cbb<\/span><span class=\"edd_price_option_sep\">&nbsp;&ndash;&nbsp;<\/span><span class=\"edd_price_option_price\">&#36;1.00<\/span><\/label><\/li><li id=\"edd_price_option_161_3\"><label for=\"edd_price_option_161_3\"><input type=\"radio\"  name=\"edd_options[price_id][]\" id=\"edd_price_option_161_3\" class=\"edd_price_option_161\" value=\"3\" data-price=\"3.00\"\/>&nbsp;<span class=\"edd_price_option_name\">3\u5143\u7e7c\u7e8c\u5411\u524d<\/span><span class=\"edd_price_option_sep\">&nbsp;&ndash;&nbsp;<\/span><span class=\"edd_price_option_price\">&#36;3.00<\/span><\/label><\/li><li id=\"edd_price_option_161_10\"><label for=\"edd_price_option_161_4\"><input type=\"radio\"  name=\"edd_options[price_id][]\" id=\"edd_price_option_161_4\" class=\"edd_price_option_161\" value=\"4\" data-price=\"10.00\"\/>&nbsp;<span class=\"edd_price_option_name\">10\u5143\u5927\u529b\u652f\u6301<\/span><span class=\"edd_price_option_sep\">&nbsp;&ndash;&nbsp;<\/span><span class=\"edd_price_option_price\">&#36;10.00<\/span><\/label><\/li>\t\t<\/ul>\n\t<\/div><!--end .edd_price_options-->\n\t\n\t\t<div class=\"edd_purchase_submit_wrapper\">\n\t\t\t<button class=\"edd-add-to-cart button blue edd-submit\" data-nonce=\"efb50a1c25\" data-timestamp=\"1779169047\" data-token=\"4602c467d0365ba006d057c040c2ee528863632b75db84aa413b7a0d1fc0a57c\" data-action=\"edd_add_to_cart\" data-download-id=\"161\"  data-variable-price=\"yes\" data-price-mode=single data-price=\"0.00\" ><span class=\"edd-add-to-cart-label\">\uad6c\ub9e4<\/span> <span class=\"edd-loading\" aria-label=\"\ub85c\ub529 \uc911\"><\/span><\/button><input type=\"submit\" class=\"edd-add-to-cart edd-no-js button blue edd-submit\" name=\"edd_purchase_download\" value=\"\uad6c\ub9e4\" data-action=\"edd_add_to_cart\" data-download-id=\"161\"  data-variable-price=\"yes\" data-price-mode=single \/><a href=\"https:\/\/weliveinusa.com\/ko\/%ea%b2%b0%ec%a0%9c\/\" class=\"edd_go_to_checkout button blue edd-submit\" style=\"display:none;\">\uacb0\uc81c<\/a>\n\t\t\t\t\t\t\t<span class=\"edd-cart-ajax-alert\" aria-live=\"assertive\">\n\t\t\t\t\t<span class=\"edd-cart-added-alert\" style=\"display: none;\">\n\t\t\t\t\t\t<svg class=\"edd-icon edd-icon-check\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t<path d=\"M26.11 8.844c0 .39-.157.78-.44 1.062L12.234 23.344c-.28.28-.672.438-1.062.438s-.78-.156-1.06-.438l-7.782-7.78c-.28-.282-.438-.673-.438-1.063s.156-.78.438-1.06l2.125-2.126c.28-.28.672-.438 1.062-.438s.78.156 1.062.438l4.594 4.61L21.42 5.656c.282-.28.673-.438 1.063-.438s.78.155 1.062.437l2.125 2.125c.28.28.438.672.438 1.062z\"\/>\n\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\uc7a5\ubc14\uad6c\ub2c8\uc5d0 \ub2f4\uae30\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!--end .edd_purchase_submit_wrapper-->\n\n\t\t<input type=\"hidden\" name=\"download_id\" value=\"161\">\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"edd_action\" class=\"edd_action_input\" value=\"add_to_cart\">\n\t\t\n\t\t\n\t\t\n\t\t\n\t<\/form><!--end #edd_purchase_161-->\n\t\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey wpb_content_element  wpb_content_element\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon wpb_animate_when_almost_visible wpb_fadeInUp fadeInUp vc_icon_element-align-center\"><div class=\"vc_icon_element-inner vc_icon_element-color-blue vc_icon_element-size-lg vc_icon_element-style- vc_icon_element-background-color-grey\" ><span class=\"vc_icon_element-icon fas fa-angle-double-down\" ><\/span><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element wpb_animate_when_almost_visible wpb_fadeInUp fadeInUp\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3 style=\"text-align: center;\"><strong>\uff5c\u95b1\u8b80\u66f4\u591a\u7559\u7f8e\u5bc6\u6280\uff5c<\/strong><\/h3>\n\n\t\t<\/div>\n\t<\/div>\n\n<div class=\"vc_grid-container-wrapper vc_clearfix vc_grid-animation-fadeIn\">\n\t<div class=\"vc_grid-container vc_clearfix wpb_content_element vc_basic_grid\" data-initial-loading-animation=\"fadeIn\" data-vc-grid-settings=\"{&quot;page_id&quot;:356,&quot;style&quot;:&quot;all&quot;,&quot;action&quot;:&quot;vc_get_vc_grid_data&quot;,&quot;shortcode_id&quot;:&quot;1738219255044-65d9c303-b8cb-8&quot;,&quot;tag&quot;:&quot;vc_basic_grid&quot;}\" data-vc-request=\"https:\/\/weliveinusa.com\/wp-admin\/admin-ajax.php\" data-vc-post-id=\"356\" data-vc-public-nonce=\"aed9720366\">\n\t\t\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeInUp fadeInUp vc_custom_1738060018694 vc_row-has-fill vc_row-o-equal-height vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-4 vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1490272529838\"><div class=\"wpb_wrapper\"><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-size-lg vc_icon_element-style- vc_icon_element-background-color-grey\" ><span class=\"vc_icon_element-icon vc_li vc_li-shop\" style=\"color:#282828 !important\"><\/span><\/div><\/div><h3 style=\"font-size: 32px;color: #272727;text-align: left;font-family:Montserrat;font-weight:400;font-style:normal\" class=\"vc_custom_heading vc_do_custom_heading\" ><a href=\"https:\/\/weliveinusa.com\/category\/living\/\">\u751f\u6d3b\u6307\u5357\uff08\u65e5\u5e38\u57fa\u672c\u9700\u6c42\uff09<\/a><\/h3>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><a 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class=\"wpb_column vc_column_container vc_col-sm-4 vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1490272535891\"><div class=\"wpb_wrapper\"><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-size-lg vc_icon_element-style- vc_icon_element-background-color-grey\" ><span class=\"vc_icon_element-icon vc_li vc_li-bulb\" style=\"color:#282828 !important\"><\/span><\/div><\/div><h3 style=\"font-size: 32px;color: #272727;text-align: left;font-family:Montserrat;font-weight:400;font-style:normal\" class=\"vc_custom_heading vc_do_custom_heading\" ><a href=\"https:\/\/weliveinusa.com\/category\/immigration-legal\/\">\u79fb\u6c11\u8207\u8eab\u4efd\uff08\u6cd5\u5f8b\u8207\u8eab\u4efd\u76f8\u95dc\uff09<\/a><\/h3>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><a href=\"https:\/\/weliveinusa.com\/category\/immigration-legal\/\"><span data-sheets-root=\"1\">\u4f86\u5230\u7f8e\u570b\u7684\u7b2c\u4e00\u6b65\u5c31\u662f\u641e\u5b9a\u8eab\u4efd\u554f\u984c\uff0c\u4e0d\u7136\u600e\u9ebc\u5b89\u7a69\u751f\u6d3b\u5462\uff1f\u5728\u9019\u88e1\uff0c\u6211\u5011\u6703\u804a\u804a\u5982\u4f55\u5408\u6cd5\u7559\u5728\u7f8e\u570b\uff0c\u600e\u9ebc\u8fa6\u7da0\u5361\u3001\u5de5\u4f5c\u7c3d\u8b49\uff0c\u9084\u6709\u90a3\u5806\u8907\u96dc\u7684\u79fb\u6c11\u6cd5\u898f\uff0c\u8b93\u4f60\u4e0d\u518d\u5c0d\u7f8e\u570b\u7684\u79fb\u6c11\u7cfb\u7d71\u611f\u5230\u982d\u5927\u3002\u5225\u64d4\u5fc3\uff0c\u9019\u4e9b\u5167\u5bb9\u6703\u7c21\u55ae\u660e\u77ad\uff0c\u4e00\u6b65\u6b65\u5f15\u5c0e\u4f60\u8655\u7406\u6240\u6709\u79fb\u6c11\u8eab\u4efd\u7684\u4e8b\uff0c\u5e6b\u4f60\u9806\u5229\u8d77\u6b65\u3002<\/span><\/a><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1738053682208\"><div class=\"wpb_wrapper\"><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-size-lg vc_icon_element-style- vc_icon_element-background-color-grey\" ><span class=\"vc_icon_element-icon vc_li vc_li-tag\" style=\"color:#ffffff !important\"><\/span><\/div><\/div><h3 style=\"font-size: 32px;color: #FFFFFF;text-align: left;font-family:Montserrat;font-weight:400;font-style:normal\" class=\"vc_custom_heading vc_do_custom_heading\" ><a href=\"https:\/\/weliveinusa.com\/category\/shopping\/\">\u54c1\u724c\u8cfc\u7269\u8207\u65e5\u5e38\u6d88\u8cbb\uff08\u8070\u660e\u8cb7\u3001\u7701\u9322\u79d8\u6280\uff09<\/a><\/h3>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><a href=\"https:\/\/weliveinusa.com\/category\/shopping\/\"><span 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vc_clearfix\"><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"\u70ba\u4ec0\u9ebc\u8981\u6295\u8cc7\u7f8e\u80a1\uff1f \u7f8e\u570b\u80a1\u5e02\uff08U.S. Stock Market\uff09\u64c1\u6709\u5168\u7403\u6700\u5177\u5f71\u97ff\u529b\u7684\u516c\u53f8\uff0c\u5982 Apple ( 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